Credit Utilization Rate: What It Does to Your FICO Score
Carol Cater Learn how credit utilization affects your FICO score, what thresholds matter most, and practical ways to lower your ratio starting this week.
FICO score factors explained
How Credit Utilization Affects Your FICO Score in 2025
Learn how credit utilization affects your FICO score, why the 30% rule matters, and practical steps to lower your ratio and boost your credit.